Banking that understands a growing season.
Seasonal repayments
Pay when the harvest comes in, not when the calendar says so.
Officers who visit your farm
Our agro officers walk the land with you before they write a single number.
Shariah-compliant
Every product is built on Islamic banking principles.
Takaful built in
Protect crops, livestock and equipment alongside your financing.
1969financing Malaysian agriculture since
184branches serving the nation
10RM billion financing disbursed in 2024
80% of gold value financed through Ar-Rahnu
Latest from the field
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Meet the Kedah family turning padi husks into premium products
How a three-generation farm added a processing line and doubled its margin.
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Five records every agropreneur should keep
Good books make financing faster. Here is the short list our branch officers ask for most.
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Smart-farming grants: what smallholders need to know
A plain-language guide to this year's agritech support, who qualifies and how financing can bridge the gap.
Questions we hear most
Who can apply for financing?
Malaysian farmers, fishers, livestock breeders and agro-based entrepreneurs, individually or as a cooperative. Each product page lists its own requirements.
Is the financing Shariah-compliant?
Yes. All sample products on this site are described as Islamic financing, with profit rates rather than interest.
What documents do I need?
A copy of your MyKad, proof of land or business ownership or tenancy, recent income records, and your latest bank statements.
How fast is a decision?
Most complete applications receive a decision in about three working days.